One of the hardest parts of managing illnesses like Cancer, a Heart Attack, or a Stroke is providing the support and comfort your family needs beyond the cost of care. Even the best medical and disability income plans can leave you with extra expenses like medical plan deductibles and co-pays or extra costs for out-of-network care. And if you’re out of work because of a disability, it is possible that only a portion of pre-disability income is being paid to you. Many people aren’t prepared to handle these extra costs, so having this extra cash lump sum payment may mean less worry for you and your family.